Location : The position will be based in Shanghai

Reporting Relationship : Head of Legal and Compliance, China

Education :A Bachelor degree or above. Fluency in written and spoken English and Mandarin.

Responsibilities:

• Manage the Documentation, Custodian of Security Documents and Administration Processes for accounts of Consumer Banking in China.

• To promote and enforce a service oriented process but independent control over issuance of Security Compliance Certificates after perfection of securing documentation and Credit Administration processes.

• To undertake dual control function in the custody process for securing documentation/custodial service support to Banking.

• Manage the relationship between Credit Risk Control, Banking and also with other divisions of the bank.

• To liaise with Property Valuers, Legal Firms and other Commercial Banks.

• To support the Bank’s Outserve initiative, identify and implement process improvement projects to enhance efficiency and effectiveness.

• Effective management of activities in relation to pre-processing of instructions, ensuring that the Bank’s interest are protected against fraud and losses before authenticating instructions to Share Service Centre (SSC)

• To check all credit related documentation and issue the Security Compliance Certificate in a timely manner when required to support the documentation section of Credit Risk Control.

• Ensure proper control over movements/custody of securing documents with timely follow-up with the respective parties on temporary withdrawn documents.
• Provide high level of service satisfaction to the Business in line with Service Level Agreements.

• Maintain Operational Procedures manual for Credit Risk Control.

• Proactive initiative and continuous process improvement and service quality.

• Ensure Compliance to Group Operational Risk Policy, Anti-Money Laundering Prevention policy with the Unit.


Qualifications :

• College Education or relevant professional qualification with minimum 2 years bank experience

• Ability to plan, organizes, lead and make spontaneous and rational judgments and decisions.

• Strong analytical skills in resolving operational and systems issues.

• Good communication and interpersonal skills.

• Good working knowledge on bank’s products/ services and operations of other departments.

• Knowledge of Transaction Processing Systems, Securing Documentation System and Consolidated Customer Database system is an advantage.

• Good supervisory skills and able to work independently.

• Sound knowledge of banking practices, relevant legislation and Statutory and Regulatory requirements.